So, i've been using an M-audio 192 for the past couple of years and it has served me well enough - i mostly record and play back through s/pdif and for the odd analog job i've got external preamps. The only real problem is the lack of software routing - i can't monitor both the s/pdif input and the wave out, for example. I'm looking for the cheapest possible interface that has coax s/pdif and flexible routing - i'd like to be able to route effect inserts for inputs, for example (take an analog input, send it out to an effect, take it back in and then monitor the result). I've also been hearing all sorts of badness from firewire and older USB interface users who say they run out of bandwidth - i'm admittedly an enthusiast, but i do get to work with several dozen tracks on occasion. So, i've looked at the E-MU 0404 PCI which seems to fit the bill but i'm wondering if there's better, or if there's anything i'm missing. Any help would be greatly appreciated!