Well then I dont have a fix all answer as to how to fix it. All I know is that everything shouldnt be so damn expensive. So I dont think we should say, since everything is virtually unaffordable, we need to make it affordable by upping taxes, forcing people to pay fines for not having insurance, as it is just a work around and not fixing the high prices, whatever the cause of that may be. Theres is no competition with insurance companies, maybe thats part of the problem. I really dont have the answers. All I do know is that there HAS to be a way to make it more affordable without forcing everyone to be responsible for everyone else.