Hey all, don't mean to clutter stuff up with a sob story, BUT I kind of just need a spot to vent, so here goes! So last night, I was over visiting a friend of mine down the street and I had my guitar and amp over there as well. We were just hanging out, drinking a few brews and playing guitars. I decided it would probably be a good idea for me not to drive my car home since I live within walking distance, so at the end of the night I headed home and left my gear there. (nothing much, just an Ibanez SIX28FDBG and a Peavey Vypyr combo amp) Turns out probably 2 or 3 hours after I left, his apartment complex caught fire. He and his pets are all safe and no other families were hurt, he was able to scoop up his 2 cats and get out with his shirt, but nothing else was salvageable really. The building really burned bad. I am more worried about whether or not I can help him in any way, and I am not bitter that my gear was lost, I am just happy everyone is okay. I feel bad though. I have never been involved in a fire before, neither has he, so everyone is a bit shaken up. Luckily his folks live in the same town, so he is going to be posted up with them for a bit. I would offer him to live with my wife and I but our little apartment is quite...well...little. Has anyone ever lost belongings and gear this way? How did you react/what did you do? Which brings me to my next subject, replacement. He does have renters insurance, so do you guys think that I would be able to get the gear replaced that way? He said he would be more than cool with including my stuff to be replaced along with all of his belongings, so long as they let him. I do want to do the right thing, so any input would be appreciated. He seems pretty confident that he will be able to get most of his belongings back, and I am glad. He's a good dude, and definitely doesn't deserve this mess. All else fails. I guess I'll just have to buy a new guitar. Which wouldn't be all that bad, I suppose.