I think it's going to take an all time game by the Denver defense/special teams in this one. AT LEAST a pick six and/or a touchdown from a kick return to win since their offense couldn't do a damn thing against a decent Pats defense. More realistically it's going to take probably 2 or 3 turnovers by the Panthers. Many unlikely things will have to happen IMO for the Panthers to lose this one. But, I've seen it before and I know I'll see it again.